Capital Partners • Community Banks • Portfolio Lenders

Capital & Financing

Conservative underwriting. Measured leverage. Long-term banking relationships.

Business Model

Algonquian Real Estate, LLC acquires and operates three-family and small multifamily residential properties in Connecticut.
Our strategy is long-term ownership supported by conservative underwriting and disciplined leverage. We do not pursue ground-up development, speculative repositioning, or high-risk growth structures.

Underwriting Standards

  • Minimum DSCR: 1.20x underwritten
  • Stabilized Target: 1.25x+ preferred
  • Maximum LTV: 75%
  • Conservative rent assumptions
  • Realistic operating expense projections
  • Adequate capital and maintenance reserves

Loan Structure Preferences

  • Portfolio or community bank loans
  • 5–10 year terms preferred
  • 20–30 year amortization
  • Fixed-rate or predictable-rate structures
  • Moderate prepayment provisions

Operational Discipline

  • Separate corporate banking
  • Structured financial recordkeeping
  • Transparent reporting
  • Measured portfolio expansion

Financing Discussions

For community banks, credit unions, or portfolio lenders: finance@algonquianrealestate.com

Information provided is for lender reference only and does not constitute a commitment to borrow or finance. All acquisitions remain subject to underwriting, due diligence, and internal approval.

Start typing and press Enter to search

View more
Shopping Cart

No products in the cart.