Acquisitions • Algonquian Real Estate, LLC
LTV Policy
Disciplined Small Multifamily Investment in Connecticut
Loan-to-Value (LTV) Policy
Algonquian Real Estate, LLC applies conservative leverage standards across all acquisitions. Our objective is long-term asset stability, durable debt service coverage, and capital preservation.
Target Leverage Range
- Typical LTV target: 65%–75%
- Lower leverage preferred where risk profile warrants
Risk Considerations
- LTV is evaluated in conjunction with DSCR performance
- Asset condition, market stability, and cash flow durability influence leverage tolerance
- Structured transactions do not alter leverage discipline
Capital Preservation
- Defined operating reserves maintained at closing
- No over-leveraged or thin-equity transactions
- Long-term ownership viability required prior to execution
Leverage decisions are guided by sustainability, not maximum borrowing capacity.